Buying a Home As a Long-Term Wealth-Building Strategy

Finding a Home in a Good School SystemIt’s back to school time, and if you’re a parent, you know what that means! School supplies, getting your kids used to a new routine, meeting the new teachers and all of the minutiae that goes into managing your child’s school year. When you’re moving with kids, it presents an extra challenge – you want an area that has a good school and is a good place to raise your kids. Even if you don’t have kids, buying a home in an area with good schools increases your resale potential and makes it easier to sell your home when you want to move. How do you find a neighborhood with a great school?Numbers to Examine When Choosing a School
When you’re looking for a home in a good school system, you can start by doing your research on paper. Certain numbers can tell you a lot about the performance of the school system. You’ll want to look at statistics like state test scores, class size, school enrollment by grade year, income distribution, household characteristics and population and demographic information.Selecting a school is a system of trade-offs. Smaller schools have more individual attention to give to students, but may not have the same resources as a larger school. A larger school may have better facilities and equipment because it has more money than a small school. Unless you’re considering a private school, selecting a school based on the numbers is all about trade-offs, and you should still visit the school in person.Visit the School
Arrange for a tour of the school. Does the school seem clean? Is it bright and well-lit? Is it in good repair? You’re looking for an attractive school that seems to be well-maintained. If the school looks run-down and has a lot of broken lockers, graffiti or other signs of ill-repair, you might want to move to a different school system. Things like this can indicate a lack of funding, which may also reflect in poor teaching, poor test scores, troubled students who don’t get enough attention and a whole host of potential problems it’s easier to avoid.Talk with an Administrator and Other Parents
Talk with an administrator at the school. You may meet with the principal, the assistant principal or another leader within the school to get a sense for the school and its personnel. Keep in mind that staff members are busy, but they should still be willing to make time to talk with a new resident. Ask about the school’s performance, enrollment, extra-curricular programs, discipline policies and staff and facilities. Try to find other parents in the neighborhood and ask what they think of the school. This will help you form a complete picture of the school and its performance.Evaluate Extra-Curricular Activities
Extra-curricular activities can tell you a lot about a school. If a school doesn’t have a lot of extra-curricular activities, it may have poor funding, and it may not be able to provide your child with as many opportunities as another school. Look for extra curricular activities your child will enjoy. These activities can be a vital part in a child’s development, so it’s important to find a good school that offers these activities.Even Non-Parents Should Do Due Diligence on Schools
Even if you don’t have kids, it pays to do your due diligence on schools. If you buy a home in an unattractive school district, you’re automatically cutting your resale options by a large demographic. Most parents take the time to do the research before moving, so it pays to buy in a good school district to make a home more attractive to all potential buyers.When you find a home in a good school district, you can move comfortably knowing that your kids will still have a good education and great opportunities. Ready to start examining your options? Fill out a Creative Homeowner Solution Request, and our knowledgeable professionals can help you find the perfect new home for you – and your kids!Let Us Help You Find Your Dream HomeGood deals are still available, but finding them requires more footwork now that the home market is improving. Let us help you find your dream home without all the hassle of shopping around for the best deals. We can help you find the best deal on your dream home in your dream neighborhood today!

Kid Games – A Parent’s View

Personally I have 7 children 6 boys 1 girl, ranging from 9 to 25 and most of them are in their teens, we own every Nintendo system and nothing but. It’s hard to afford even the WII, let alone find one, so we thought waiting for a year.We could get one for them next year, so we will wait to read the gossip reviews and facts going around.We have also loved and recommend the type of games SONY has put out for years and years, they produce a good variety. These are the sort of kid games the kids really want. Having said that, it is true that Nintendo does have fabulous games. I’ll go even further Nintendo has games that we almost cannot live with out!The classics are Zelda, Mario and the like, Shooters, and sports, and SONY undeniably has the top Kid games, of role playing, great shooters, etc. I could go on and on.I enjoyed some unusual board games or vintage kid games which we played as a kid, but, in my opinion, none can match the shear power of enjoyment kids get now from the top computer game creators.There is more and more use of games to put across important messages to kids. Some “keep them safe” type kid games are available that have been designed for tweens and teens. They are full blown actual computer games that take kids through the experience of being hood-winked by internet predators.The reason that such a large investment has been put into such games is so that kids can learn to recognize the signs and avoid the real thing.The many kid games we have bought in our family can be categorized under various groups such as representations of indoor games, outdoor games, card games, board games, and even turing full circle some even imitate role playing in computer games, etc.The outdoor kid games programs tend to include hyper-physical activities such as running, swimming, jumping , etc. All the kid games we like are set up to be user-friendly so that children can earn lots of little rewards.Now turning away from computer kid games lets talk of some games which we play for real!Choose two teams with an even number of kids on each team, line up half of them from each team at each end. Designate a starting line and a finish line about 10 feet away. Give each team a straw and a ping-pong ball. The winning team must work in relay to blow the ball back and forth, until there are no more relay members left. The first to finish is the winning team.Children want to be entertained, not patronized by their kid games. And, going back to computer games, from a character design standpoint, at least Sonic was blue.Children are not children for very long and the game company that ignores their future spending power does so at it’s own peril. The problem I detect is that the games companies are focusing to much on the biggest market, and on older geek players. Why can’t a gaming console cater better for the development of our children, teens and adults. Big games creating companies should do better. Not just line up all their output for high spending sad, spotty geeks who have nothing else to do.Child play games, if they are to be successful in allowing your inner child to become visible to you and others, often need to be simple, silly, frivolous, childish, light and airy. The reduction of stress and anxiety in our lives requires that we relax, lighten up and become less serious and intense.Nintendo is for children. The children are the future. OK. Nintendo is a business, and it needs to make a profit, fine. But while selling better games fo well balanced and intelligent children they do not need to completely abandon every single hardcore gamer.I have seen Nintendo’s business development and products over the years. They must have made very many blunders in the past years including now bringing out a even smaller Game Boy advance, yet they have the Game Boy SP and a Game Boy DS out as well. Also, just because Nintendo says that you can download games from every one of 20 years from its library, this doesn’t mean that they will be all be good games.Lucky for us their all time greatest titles are all available for the Game Boy Advance!

Structural Changes in Banks for More Customer Delight

Top global banks and financial institutions are adopting new technologies to streamline their internal operations and align their resources to offer customers the best & innovative banking services. In order to provide customized and revolutionized banking solutions to the global businesses, banks first need to refine their work processes and take the crude out of it. This will help them to indulge in the big quotients like mergers and acquisitions, private placements, and bankruptcy and restructuring deals and providing sophisticated business banking to the clients. Modern banking and financial institutions rely on the top-end technology products in order to rapidly share information with deal partners to make sure successful operations in a more secure way.Technology adoption simply drives efficiencies when it comes to data management, handling and accessing. With the help of latest banking software solutions banks can easily manage, evaluate and share information related to complex banking and financial instruments while maintaining complete security and control. They are also working on the better security measures for better financial transactions.New banking applications and software solutions offers immense capabilities to the banking management that certainly help accelerate all operations. With the help of software applications banks can control the deal processes and handle critical information with due diligence. These software solutions also support sourcing of newly emerging opportunities so that banks can provide more invaluable banking solutions to the customers with lesser risk of frauds. They are also adopting secure web-based and mobile access solutions for the customers through these high-end technological solutions only.Banks are also accelerating their operation efforts through various means like:1. Speed up internal (banking and finance related) reforms
2. Access innumerable set of information to extract quality information
3. Find information easily, effectively and shorten waiting period of customersBanks and financial institutions are also busy in collecting data for business insights and transforming it into activity for further banking transactions which will result in risk mitigation and better ROI. In this way they can respond more effectively to the customers’ queries. It also ensures transparency and consolidating of information on a single platform only. It enables tracking and reporting of banking information in a secure and sensitive manner.All these measures help banks to adopt fast changing banking technology and provide the best banking solutions to the private organizations. It is also helping them to connect with their customers in a more personal way. In fact, banks have empowered themselves to effortlessly offer business loans, corporate banking services, insurance, investments, mobile banking, internet banking savings and checking accounts as well as financial advice to the businesses through the adoption of newly emerging technologies.

Endocrine Disruptors – Environmental Hormones and Chemicals Mimic Your Hormones

Have you ever wondered why some cultures are thinner than others? In this article we are going to talk about principle # 4 of the 7 Principles of Fat Burning and the fact that environmental hormones and chemicals mimic your hormones, creating something the EPA calls endocrine disruptors.There are so many people that have been struggling with the issue of weight loss. They have been hanging onto weight even when they do whatever they can to get rid of the weight. Those skinny jeans are still hanging in the closet just wishing that they could be worn. The fat burning hormones are just not doing their job it seems but that could be because these people do not even know about fat burning hormones, and environmental hormones known as “endocrine disruptors”.The reason they can not get rid of this weight is because they have been taught about weight all wrong. They have been told many “facts” that were not facts at all and since these people do not have the right information they are going about things all wrong. These people did not know about the body type diet, fat burning hormones or endocrine disruptors and how these things affect the process of fat burning. They should be taking the body type quiz and getting on the body type diet for great results. Let’s go on to look at this principle.If you want to know why your weight problem is becoming worse, you don’t have to look far. You are presently being exposed to synthetic environmental hormones on a daily basis. We all know it but who wants to think about the fact that the meats and meat products we eat come from animals that have been given hormones. All of them: chickens, turkeys, cattle, fish, etc.Certain groups will tell you there is no proof that these man-made hormones administered to animals have any effect on our bodies. Yet if you go overseas to countries that don’t use these hormones, people are thinner-Europeans especially.One other interesting observation is that chemicals such as pesticides and insecticides have the ability to act like hormones in our bodies. Your food is heavily sprayed with these toxic chemicals. It would be horrible if you forgot to wash that “fresh” produce that you found at the local store, who knows what you would be taking in each and every bite.The EPA or Environmental Protection Agency has a name for these chemicals. They collectively call these chemicals endocrine disruptors. What they mean by endocrine disruptors is any chemical that mimics, that blocks or that otherwise disrupt the normal functions of hormones.ConclusionThere are so many factors that can affect your body when it comes to weight loss. You need to make sure that you pay attention to the signs that your body is giving you. You have learned 4 principles so far and you can already tell by now that the body type diet is the only way to get healthy and lose weight in a way that is effective for your particular body type. You can start a process of detoxification to eliminate the environmental chemicals that act as endocrine disruptors.You can easily use the body type diet to get yourself on the road to your goal weight. You do not have to suffer from obesity. Take control of your life starting now with this great tool. You can now take the body type quiz to find out your body type.